Established in 1938, Thistle Insurance Services has a wealth of experience and expertise in niche and specialist insurance sectors, developing and offering products for leisure and lifestyle, commercial, professional risks and wholesale markets. Working with sole traders, retailers, wholesalers, contractors, manufacturers, charities and niche trade areas, we also deliver to consumers, SMEs and not-for-profit organisations while partnering directly and through partners, associations, brokers and affinity groups. Whatever your hobby or profession, our products have been designed to meet the needs of customers wishing to purchase flexible, tailor-made insurance policies.
Lifestyle and leisure
Developed by Thistle Insurance Services, our Guardcover suite of products have been providing specific insurance within the leisure and lifestyle sectors for over 20 years ranging from pet care, music, cycling and photography.
Built on a reputation of understanding the needs of our customers, Guardcover aims to deliver great service to provide support through the insurance journey. Whether it's entering triathlons, playing gigs, owning a property portfolio, or on a golf or photography holiday - you can do more than ever. The more fulfilling and rewarding our interests become, the more expensive it tends to be to keep up. The Guardcover range from Thistle Insurance Services is here to help provide the insurance you need for the things you're serious about.
Whether you’re inspired by the superhuman efforts of Olympic cyclists, see cycling as an easy way to build exercise into your lifestyle or as an environmentally sound way to commute, it’s important to make sure you’re protected, as no keen cyclist wants to put their future in the saddle at risk.
Whether you play in a band, orchestra or DJ on the weekends, being able to travel to gigs or concerts knowing your kit is covered should a mishap occur on the way or at the venue is important. We understand that people who love music need a policy that is as serious about music as they are.
Buying a Touring Caravan can be a huge financial commitment, so it makes sense to protect your investment with tourer caravan insurance. Whether you're looking to take an extended break within the UK or abroad, or simply want to put your caravan in to winter storage, Tourer Select can help. We offer competitive prices without you having to sacrifice the key cover you need.
Our Unoccupied Property insurance product has been part of the Thistle Insurance Services portfolio for over 20 years. Part of the Guardcover range, our Unoccupied Property insurance caters for most types of property whether it's a private house or flat, small commercial property, or even if it's just land that needs to be insured. If a property you're responsible for is left unoccupied for more than 30 days, whether it's a gap in tenancy, being renovated, in probate or intestate, or even going through the conveyancing process, it's likely that cover will be restricted on a standard home insurance policy.
Thistle Tenant Risks provides affordable home contents insurance for tenants living in registered social landlord and local authority properties. Tenant Risks work with in excess of 700 Local Authorities and Housing Associations and also manage the ‘My Home’ and ‘Crystal Insurance Scheme’ brands in Wales and Scotland.
Our unoccupied property insurance caters for most types of property whether it’s a residential home, small commercial property or just land you need to insure. Many standard household policies restrict cover or even automatically cease cover when a property becomes unoccupied. Guardcover's solution is wholly focused on insuring empty properties and in most cases offering a product without unnecessary terms to comply with. We've been insuring properties for over 20 years. Get in touch to see how we could help provide the protection you need.
Thistle Tenant Risks
Thistle Tenant Risks manages the National Housing Federation and Community Housing Cymru My Home Contents Insurance Schemes, the SFHA Diamond Insurance Scheme and many Local Authority With Rent Schemes. Our role as provider, is to make sure your scheme runs smoothly, from liaising with the Insurer, helping you promote it in the best way possible, with marketing ideas that suit you, and of course helping your tenants and residents obtain the home contents insurance which suits their lifestyle. All our scheme clients have a dedicated account manager, behind which sits an expert team who will know your scheme and will provide internal support.
Thistle Insurance Services was acquired by PIB Group in December 2016. A diverse company, PIB operates as a broker serving SME clients and a range of affinity schemes. It distributes an assortment of online niche products and operates as an Managing General Agent offering insurance solutions to over 1,000 UK brokers.
PIB is a growing group of insurance advisory businesses. Launched in 2015, we have grown rapidly through acquisitions and by employing outstanding individuals with a wealth of knowledge and experience across the insurance market. The Group is bringing together companies and individuals recognised as leaders across a range of specialist markets and we will use the expertise and insights gained over many years to deliver the highest levels of service to our customers.